Free Financial Tools

Interactive calculators and tools to help you make smarter credit card decisions. All free, no sign-up required.

Balance Transfer Calculator

Calculate how much you could save by transferring your balance to a 0% intro APR card. Includes transfer fee analysis and payoff timeline comparison.

Enter your monthly spending by category and see which credit cards would earn you the most rewards annually.

See how long it will take to pay off your balance and how much interest you'll pay at different payment amounts.

Answer a few quick questions about your spending habits, credit score, and goals to get personalized card recommendations.