Terms of Service

Last updated: March 15, 2026

By accessing and using https://clevercreditcards.com (the “Site”), operated by Clever Credit Cards, you agree to the following terms and conditions.

Not Financial Advice

The content on this Site is for informational and educational purposes only and should not be construed as financial, legal, or tax advice. We are not a financial advisor, credit counselor, or licensed financial professional. Always consult with a qualified professional before making financial decisions.

Accuracy of Information

We strive to keep credit card information accurate and up to date. However, card terms, rates, fees, and benefits change frequently. Always verify current terms directly with the card issuer before applying. We are not responsible for inaccuracies in card details or changes made by issuers after our last update.

Affiliate Relationships

This Site contains affiliate links. When you click these links and apply for a credit card, we may receive compensation from the card issuer or affiliate network. See our Advertising Disclosure for full details.

No Guarantee of Approval

Applying for a credit card through our Site does not guarantee approval. Card issuers make independent credit decisions based on your creditworthiness and other factors. We have no influence over approval decisions.

Calculator Tools

Our financial calculators provide estimates for educational purposes only. Results are based on the inputs you provide and simplified assumptions. Actual results may vary based on your specific financial situation, card terms, and other factors.

Intellectual Property

All content, design, and functionality on this Site is owned by Clever Credit Cards and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Limitation of Liability

Clever Credit Cards shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of this Site or any credit card product featured on it. Your use of this Site and any actions taken based on its content are at your own risk.

Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.